PRIVACY POLICY
Sky Asian Trade Co., LTD
Last updated: November 27, 2019
Sky Asian Trade Co., LTD (further "Sky Trade", "Company" or "We"), respects your privacy and is committed to protecting it through our compliance with this policy.

This policy describes the types of information we may collect from you or that you may provide when you visit the Site www.fination.com (our "Site") and our practices for collecting, using, maintaining, protecting and disclosing that information.

This policy applies to information we collect:
  • On the Site and through your use of Sky Trade products, blog and services.
  • In email, text and other electronic messages between you and the Site.
  • When you interact with our advertising and applications on third-party sites and services, if those applications or advertising include links to this policy.

It does not apply to information collected by:
  • Company offline or through any other means, including on any other Site operated by any third party (including our affiliates and subsidiaries); or
  • Any third party (including our affiliates and subsidiaries), including through any application or content (including advertising) that may link to or be accessible from or on the Site.

Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our Site. By accessing or using the Site, you agree to this privacy policy. This policy may change from time to time. Your continued use of the Site after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.
Children Under the Age of 13
Our Site is not intended for children under 13 years of age. No one under age 13 may provide any personal information to or on the Site. We do not knowingly collect personal information from children under 13. If you are under 13, do not use or provide any information on this Site or on or through any of its features/register on the Site, make any purchases through the Site, use any of the interactive or public comment features of this Site, or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us at admin@fination.com.
Information We Collect About You and How We Collect It
We collect several types of information from and about users of our Site, such information may include:
  • by which you may be personally identified, such as full name, email address, telephone number, or any other identifier by which you may be contacted online or offline ("personal information"); and/or
  • about your internet connection, the equipment you use to access our Site and usage details.

We collect this information:
  • Directly from you when you provide it to us.
  • Automatically as you navigate through the site. Information collected automatically may include usage details, IP addresses, device information including, but not limited to, identifier, device name and type, operating system, location, mobile network information, and standard web log information, such as your browser type, traffic to and from our site, and the pages you accessed on our Site, and information collected through cookies, web beacons, and other tracking technologies.
  • From third parties; for example, credit bureaus, identity verification services, and our business partners.
Information You Provide to Us
The information we collect on or through our Site or your use of the Sky Trade products or services may include:
  • Information that you provide by filling in forms on our Site. This includes information provided at the time of registering to use our Site, subscribing to our service, posting material, or requesting further services. We may also ask you for information when you report a problem with our Site.
  • Records and copies of your correspondence (including email addresses), if you contact us.
  • Your responses to surveys that we might ask you to complete for research purposes.
  • Details of transactions you carry out through our Site and of the fulfillment of your orders. You will be required to provide financial information before placing an order through our Site.
  • Your search queries on the Site
Information We Collect Through Automatic Data Collection Technologies
As you navigate through and interact with our Site, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions and patterns, including:
  • Details of your visits to our Site, including traffic data, location data, logs and other communication data, and the resources that you access and use on the Site.
  • Information about your computer and internet connection, including your IP address, operating system, and browser type.

Sky Trade does not track its customers over time and across third-party Sites to provide targeted advertising and therefore does not respond to Do Not Track (DNT) signals. Third parties that have content embedded on Sky Trade Sites may set cookies on a user's browser and/or obtain information about the fact that a web browser visited a specific Sky Trade Site from a certain IP address.

See your web browser's documentation for information on how to enable DNT signals and learn about other mechanisms that enable consumers to exercise choice about behavioral tracking.

The information we collect automatically is statistical data and may include personal information, but we may maintain it or associate it with personal information we collect in other ways or receive from third parties.

It helps us to improve our Site and to deliver a better and more personalized service, including by enabling us to:
  • Estimate our audience size and usage patterns.
  • Store information about your preferences, allowing us to customize our Site according to your individual interests.
  • Speed up your searches.
  • Recognize you when you return to our Site.

The technologies we use for this automatic data collection may include:
  • Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Site. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Site.
  • Flash Cookies. Certain features of our Site may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from, and on our Site. Flash cookies are not managed by the same browser settings as are used for browser cookies.
  • Web Beacons. Pages of our Site and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related Site statistics (for example, recording the popularity of certain Site content and verifying system and server integrity).
  • Third party web analytics tools. We may use third party web analytics tools to capture information about your use of the Site, such as mouse clicks and scrolling activity. For example, we may use Google Analytics, Google Websites Optimizer, or Hubspot. The providers of these tools may capture data about your activity on our Websites via cookies and other techniques.
  • If you arrive at our Site by clicking on an advertisement or content published by a third party, that third party may provide information to us about your activity on their site. For example, we may use Google AdWords, Facebook Ads or other third party advertisers, or may sponsor links on other third party sites.
    Third-party Use of Cookies and Other Tracking Technologies
    Some content or applications on the Site are served by third-parties, including content providers and application providers. These third-parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our Site. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different Sites and other online services. They may use this information to provide you with targeted content.

    We do not control these third-parties' tracking technologies or how they may be used. If you have any questions about targeted content, you should contact the responsible provider directly.
      How We Use Your Information
      We use the information that we collect about you or that you provide to us, including any personal information:

      • To present our Site and its contents to you.
      • To enable your use of the Sky Trade products and services and to process transactions and send notices about your transactions.
      • To provide you with information, products, or services that you request from us.
      • To fulfill any other purpose for which you provide it.
      • To provide you with notices about your account.
      • To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
      • Resolve disputes, collect fees, and troubleshoot problems.
      • To notify you about changes to our Site or any products or services we offer or provide though it.
      • To allow you to participate in interactive features on our Site.
      • We use data to screen for and reduce fraud, spam, abuse, and security problems. We may remove content or block access to the Site or our products and services in our discretion to reduce the risk of fraud, abuse and security problems.
      • We use the data we collect to confirm that you are eligible under law to use the Site and to manage our compliance with the laws and regulations governing our Site, products and services.
      • In any other way we may describe when you provide the information.
      • For any other purpose with your consent.

      We may also use your information to contact you about our own and third-parties' goods and services that may be of interest to you.
        Disclosure of Your Information
        We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.

        We may disclose personal information that we collect or you provide as described in this privacy policy:
        • To our subsidiaries and affiliates.
        • To contractors, service providers, and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.
        • To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of Sky Trade's assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by Sky Trade about our Site users is among the assets transferred.
        • To fulfill the purpose for which you provide it.
        • For any other purpose disclosed by us when you provide the information.
        • With your consent.

        We may also disclose your personal information:
        • To comply with any court order, law or legal process, including to respond to any government or regulatory request.
        • To enforce or apply our Terms of Service and other agreements, including for billing and collection purposes.
        • If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Sky Trade, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.
          Choices About How We Use and Disclose Your Information
          We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information:

          • Tracking Technologies. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. To learn how you can manage your Flash cookie settings, visit the Flash player settings page on Adobe's Site. If you disable or refuse cookies, please note that some parts of this site may then be inaccessible or not function properly.

          • Promotional Offers from the Company. If you do not wish to have your email address or contact information used by the Company to promote our own or third parties' products or services, you can opt-out by checking the relevant box located on the form on which we collect your data (the registration form) or at any other time by sending us an email stating your request to admin@fination.com. If we have sent you a promotional email, you may send us a return email asking to be omitted from future email distributions. This opt out does not apply to information provided to the Company as a result of a service purchase, service experience, or other transactions.

          We do not control third parties' collection or use of your information to serve interest-based advertising. However, these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from members of the Network Advertising Initiative ("NAI") on the NAI's Site.
            Accessing and Correcting Your Information
            You may send us an email at admin@fination.com to request access to, correct, or delete any personal information that you have provided to us. We cannot delete your personal information except by also deleting your user account. We may not accommodate a request to delete or change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

            If you delete your User Contributions from the Site, copies of your User Contributions may remain viewable in cached and archived pages, or might have been copied or stored by other Site users. Proper access and use of information provided on the Site, including User Contributions, is governed by our Terms of Service.
              Data Security
              We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. We store and process your personal and transactional information, including certain payment information on our computers in locations in the world where Sky Trade facilities or our service providers are located, and we protect it by maintaining physical, electronic, and procedural safeguards in compliance with applicable Hong Kong regulations. We use computer safeguards such as firewalls and data encryption, enforce physical access controls to our buildings and files, and authorize access to personal information only for those employees who require it to fulfill their job responsibilities.

              The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Site, you are responsible for keeping this password confidential. We ask you not to share your password with anyone.

              Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Site. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Site.

              We store our customers' personal information securely throughout the life of the customer's Sky Trade account. Sky Trade will retain your personal information for a minimum of five years or as necessary to comply with our legal obligations or to resolve disputes.

              Sometimes hackers create fake Sites and can try to copy Sky Trade's sites to try to steal your information. Remember, Sky Trade never sends emails requesting your passwords, digital wallet information, social security, or tax id number. If you receive suspicious emails, do not click on any links or respond to it but report it to us immediately using admin@fination.com.
                Prohibition of Certain User-Provided Information
                Sky Trade does not endorse any, nor is it responsible for prohibited user information. You may expose yourself to liability if, for example, information provided by you contains is false or intentionally misleading; violates third-party rights; or contains material that is unlawful or advocates the violation of any law or regulation.
                  Intellectual Property Rights And Your License to use
                  By providing your information, you grant Sky Trade a universal, non-exclusive, royalty-free license to use it for any purpose, within the limitations described in this policy.

                  Sky Trade, its employees, officers, directors, shareholders and other agents are not responsible and liable for any loss of information or and loss resulting due to use of provided information.
                    Changes to Our Privacy Policy
                    It is our policy to post any changes we make to our privacy policy on this page. If we make material changes to how we treat our users' personal information, we will notify you by email to the primary email address specified in your account or through a notice on the Site home page. The date the privacy policy was last revised is identified at the top of the page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting our Site and this privacy policy to check for any changes.
                      Contact Information
                      To ask questions or comment about this Privacy Policy and our privacy practices, contact us at admin@fination.com.

                      • You hereby confirm your consent to provide your personal data and other information to Sky Trade for the following purposes described in this Privacy Policy.
                      • You hereby confirm your consent to provide your personal data and other information to third parties who work for Sky Trade, such as companies that analyze data, manage contact information and communications, remove repetitive information from customer lists, and provide marketing services. These providers are not authorized to further disclose the data or to use it for any other purpose other than providing services to Sky Trade.
                      • You hereby confirm that you understand and consent that the Site is hosted by third parties and that Sky Trade uses infrastructure monitoring services of third party who may have inadvertent or incidental access to your data.
                      • You hereby confirm that you understand that and consent to your personal data being accessible to certain types of persons in charge, involved with the operation of the Site (administration, sales, marketing, legal, system administration) or external parties (such as third party technical service providers, mail carriers, hosting providers, IT companies, communications agencies) appointed, if necessary, as Data Processors by Sky Trade.